God's Coffee

A group of alumni, highly established in their careers, got together to visit their old university professor. Conversation soon turned into complaints about stress in work and life.

Offering his guests coffee, the professor went to the kitchen and returned with a large pot of coffee and an assortment of cups - porcelain, plastic, glass, crystal, some plain looking, some expensive, some exquisite - telling them to help themselves to the coffee.

When all the students had a cup of coffee in hand, the professor said: "If you noticed, all the nice looking expensive cups were taken up, leaving behind the plain and cheap ones. While it is normal for you to want only the best for yourselves, that is the source of your problems and stress.
Be assured that the cup itself adds no quality to the coffee. In most cases it is just more expensive and in some cases even hides what we drink What all of you really wanted was coffee, not the cup, but you consciously went for the best cups and then you began eyeing each other's cups."

Now consider this: Life is the coffee; the jobs, money and position in society are the cups. They are just tools to hold and contain Life, and the type of cup we have does not define, nor change the quality of Life we live.
Sometimes, by concentrating only on the cup, we fail to enjoy the coffee God has provided us."

God brews the coffee, not the cups.......... Enjoy your coffee!

"The happiest people don't have the best of everything. They just make the best of everything."

Live simply. Love generously. Care deeply. Speak kindly. Leave the rest to God.

Author Unknown.

Margin Lending

A program though lending institutions that allows an individual to borrow money for the purposes of investing it. The amount of credit loaned is based upon the amount of assets held by the borrower, which are pledged as collateral on the loan. This program is often used by individuals who want to invest more than they currently are investing, and are willing to take on the risk of this type of loan.

Collar

The lowest rate acceptable to a buyer of bonds, or the lowest price acceptable to the issuer of an underwriting, or the lowest rate possible for an adjustable rate.


The index level at which a circuit breaker is triggered.

A combination of put options and call options that can limit, but not eliminate, the risk that their value will decrease.

Normal Distribution

A probability distribution shaped like a bell, often found in statistical samples. The distribution of the curve implies that for a large population of independent random numbers, the majority of the population often cluster near a central value, and the frequency of higher and lower values taper off smoothly.

Currency Trading

The act of buying and selling world currencies. Currency trading is most often engaged in by banks and other institutions, for the purposes of international trade. Individual investors may engage in currency trading as well, attempting to benefit from variations in the exchange rates of the currencies.

Net Interest Income

A financial measure for banks, calculated by the amount of money the bank receives from interest on assets (commercial loans, personal mortgages, etc) minus the amount of money the bank pays out for interest on liabilities (personal bank accounts, etc). Although usually calculated for banks, this figure can also be calculated for other corporations, simply by subtracting the amount of interest paid on liabilities from the amount of interest earned from assets.

Media Buy

The buying of advertising space from a company operating media properties. The cost of a media buy varies depending on the specific media property on which the buyer wants to advertise, the size of the advertising campaign, the specific times at which the advertisements are to be displayed, and other specific features of the advertising campaign.

Drinking VS Yoga

Research confirms that drinking gives you the same benefits yoga does.

Savasana

Position of total relaxation.

 

 

 

 

 

 

 

 

 

 

  Balasana
Position that brings the sensation of peace and calm.

Setu Bandha Sarvangasana

This position calms the brain and heals tired legs.

Marjayasana

Position stimulates the midriff area and the spinal column.

 
 

Halasana

Excellent for back pain and insomnia.

Dolphin

Excellent for the shoulder area, thorax, legs, and arms.

 

 

 

 

 
 
 

 

Salambhasana
Great exercise to stimulate the lumbar area, legs, and arms.
 
 

Ananda Balasana

This position is great for massaging the hip area.
 
 

Malasana

This position, for ankles and back muscles.
 
 

Net Income Multiplier

The price of an asset (usually current price) divided by the net income it generates in a given period of time. Usually refers to rental property, for which the time period over which this multiple is considered is generally a month. It is a useful measure for judging how effective an asset is at generating income, compared to its market price.

Impairment Charge

A specific reduction on a company's balance sheet that adjusts the value of a company's goodwill. Due to accounting rules, a company must monitor and test the value of its goodwill, to determine if it is overvalued. If it is, the company must issue an impairment charge on its balance sheet, to take into account the reduced value of the goodwill.